Our Process
Homebuyer Journey
1. Find Your Home
- Define Your Needs vs. Wants – Consider location, layout, size, and must-have features
- Set Your Timeline – Decide how soon you want to move to determine whether a Quick Move-In home or a to-be-built home is right for you
- Set Your Budget – Rules of thumb for total monthly payment:
- ~$9 per $1,000 with 3.5% down
- ~$7 per $1,000 with 20% down
- Explore Our Communities – Discover where Westfield Homes builds and find the right fit
- Browse Floor Plans – Compare layouts, elevations, and home designs
- Schedule a Tour – Book an in-person appointment with the on-site salesperson at your desired community so they can give you their undivided attention, or schedule a virtual appointment
- Plan for Your Current Home – If you need to sell a property and already have a real estate agent, create a clear plan with them for selling and closing before your new home closing. If you don’t have an agent, ask about Westfield Homes Real Estate programs. Either way, Westfield Homes will complete a contingency review to confirm your plan when reviewing your purchase agreement
2. Design & Purchase Your Home
- Choose Your Home & Homesite – Select your floor plan and homesite
- Sign Your Purchase Agreement – Secure your home and provide your earnest money deposit
- Start Your Financing Process – Get prequalified with our preferred lender to unlock better rates and closing cost incentives
- Lock Your Interest Rate – Our preferred lenders offer extended rate locks with float-down options for up to 180 days
- Select Your Design Options – Choose finishes, colors, and upgrades
- Conditional Loan Approval – Work with our preferred lender to achieve Buyer Approval within 30 days of contract, with only property conditions remaining for Clear to Close
3. Build Your Home
- Meet Your Builder – Get introduced to the team building your home
- Track Construction Progress – Stay updated as your home takes shape
- Pre-Sheetrock Walkthrough – Your midpoint milestone, where you’ll see what’s behind the walls before drywall is installed
- Pre-Closing Orientation – Review your nearly finished home before completion
Planning Tip: Walkthroughs and closing appointments are scheduled Monday–Friday between 9 AM – 3 PM, so plan to be available in person.
4. Close on Your Home
- Prepare for Closing – Review documents and finalize details
- Complete Final Walkthrough – Ensure everything meets expectations
- Secure Home Insurance – Have coverage ready before closing
- Sign Closing Documents – Make it official and receive your keys
Important Planning Guidance:
- Avoid scheduling travel, major life events, large purchases, or new borrowing within 60 days before closing
- These can impact loan approval, walkthrough scheduling, and closing timelines
- Because construction timelines can shift, avoid scheduling major commitments within 30 days after closing
- Best practice: once you reach the pre-sheetrock stage (or earlier), keep your schedule flexible for up to 60 days after closing
5. Own & Enjoy Your Home
- Understand Your Warranty – Learn what’s covered and for how long
- Maintain Your Home – Follow seasonal and routine maintenance tips
- Personalize Your Space – Add furniture, décor, and finishing touches
- Schedule Your One-Year Review – Address any warranty items
- Enjoy Ongoing Support – We’re here even after you move in
